Buying a new two-wheeler is one of the most exciting milestones, especially when it’s the reliable and stylish Honda Activa 6G. This scooter continues to rule Indian roads with its perfect blend of performance, practicality, and fuel efficiency. However, managing the finances for a new bike purchase can be challenging for many. That’s where the Bajaj Finserv Bike Loan Calculator comes into play.
Using this easy tool, you can plan your EMI, compare loan tenures, and manage your monthly budget smartly — making the journey of owning a Honda Activa 6G smooth and stress-free. Let’s explore how this calculator works, its benefits, and how Bajaj Finserv helps make your dream scooter affordable in 2025.
1. Why Choose the Honda Activa 6G in 2025?
The Honda Activa 6G remains one of India’s most popular scooters for a reason. It combines elegant design, advanced features, and dependable performance — making it a favourite among commuters, students, and families alike.
Key Features of Honda Activa 6G
- Engine: 109.51cc, fan-cooled, 4-stroke SI engine
- Power Output: 7.73 bhp @ 8000 rpm
- Torque: 8.90 Nm @ 5500 rpm
- Mileage: Around 50–55 km/l (real-world conditions)
- Transmission: Automatic (CVT)
- Fuel Tank Capacity: 5.3 litres
- Braking System: CBS with equalizer
- Variants: Standard and Deluxe
The Activa 6G also offers modern updates like silent start with ACG, LED DC headlamp, and engine start-stop switch, making daily rides smoother and more efficient. Whether for office commutes or quick city errands, it remains the go-to scooter for Indian riders.
2. Why Financing Makes Sense in 2025
With rising fuel costs and new vehicle technology, scooter prices are increasing. The Honda Activa 6G is priced between ₹76,000 – ₹82,000 (ex-showroom) depending on the variant and location. Instead of paying this amount upfront, opting for a two-wheeler loan is a smarter choice.
A bike loan allows you to:
- Spread payments over flexible tenures (12 to 60 months)
- Keep your savings intact for emergencies
- Enjoy instant ownership without financial strain
- Build your credit score with timely repayments
By using the bike loan calculator, you can check exactly how much you’ll pay per month — ensuring that your EMI fits comfortably within your budget.
3. What is the Bajaj Finserv Bike Loan Calculator?
The Bajaj Finserv Bike Loan Calculator is an online tool designed to help customers estimate their monthly EMIs (Equated Monthly Instalments) before applying for a loan. It gives you a clear picture of how much you’ll repay based on:
- Loan Amount (Principal)
- Interest Rate
- Loan Tenure (Months)
You can easily adjust these values to find a repayment plan that suits your financial comfort.
4. How the Bike Loan Calculator Works
Here’s how you can use the Bajaj Finserv Bike Loan Calculator to plan your Honda Activa 6G purchase:
Step 1: Enter Loan Amount
Input the amount you need to borrow. For instance, if your scooter costs ₹82,000 and you make a down payment of ₹10,000, your loan amount will be ₹72,000.
Step 2: Set the Interest Rate
Bajaj Finserv offers competitive interest rates starting from around 6.99% p.a., depending on eligibility.
Step 3: Choose Loan Tenure
Select a tenure between 12 to 60 months. Longer tenures reduce EMI amounts but increase total interest paid.
Step 4: View Results Instantly
The calculator instantly displays:
- Monthly EMI
- Total Interest Payable
- Overall Repayment Amount
This transparency helps you choose a loan plan that fits your financial goals without surprises.
5. Example Calculation for Honda Activa 6G
Let’s say you choose to finance your Honda Activa 6G with the following details:
- Loan Amount: ₹72,000
- Interest Rate: 7.5% per annum
- Tenure: 36 months
The bike loan calculator shows:
- EMI: ₹2,244 per month (approximately)
- Total Interest: ₹8,784
- Total Repayment: ₹80,784
This gives you a clear understanding of your financial commitment and helps plan your expenses better.
6. Benefits of Using the Bike Loan Calculator
Using the Bajaj Finserv Bike Loan Calculator before applying for a loan has multiple advantages:
✅ Instant Results
No need for manual calculations or complex formulas. The calculator instantly displays accurate EMI amounts.
✅ Financial Planning
You can experiment with different tenures and interest rates to find the most affordable monthly plan.
✅ Transparency
Know the exact repayment amount before applying — no hidden costs or surprises.
✅ Time-Saving
Helps you make quick and confident decisions without needing to contact a financial advisor.
✅ Smart Comparison
Compare EMI options for different scooters or loan tenures to pick the best deal.
7. Features of Bajaj Finserv Two-Wheeler Loan
Apart from the calculator, Bajaj Finserv offers flexible and convenient bike loan features that make financing your Honda Activa 6G simple and quick.
| Feature | Details |
| Loan Amount | Up to 100% of the on-road price |
| Interest Rate | Competitive and attractive |
| Tenure | 12 to 60 months |
| Quick Disbursal | Funds credited within 24 hours of approval |
| Minimal Documentation | Hassle-free online process |
| Prepayment Option | Pay off your loan early without heavy penalties |
This combination of flexibility and transparency ensures that every rider can comfortably own their dream scooter.
8. How to Apply for a Bike Loan Online
Applying for a Bajaj Finserv Bike Loan is simple and fully digital. Here’s how:
- Visit the Bajaj Finserv Website and go to the bike loan section.
- Use the Bike Loan Calculator to estimate your EMI.
- Fill in the Application Form with your details like name, mobile number, and city.
- Upload Basic Documents such as ID proof, address proof, and income proof.
- Get Instant Approval and quick loan disbursal directly into your account.
With a completely paperless process, buying your Honda Activa 6G becomes faster and more convenient than ever.
9. Why Bajaj Finserv for Your Honda Activa 6G?
- Trusted Financial Institution: One of India’s leading NBFCs with millions of satisfied customers.
- Attractive Interest Rates: Ensures affordable EMIs and lower total repayment.
- Wide Network: Over 4,000 partner dealers across India.
- Pre-Approved Offers: Existing Bajaj Finserv customers enjoy faster approvals.
- Flexible Repayment Plans: Customize EMIs as per your salary cycle or budget.
With Bajaj Finserv, financing your Honda Activa 6G is not just easy — it’s also financially smart.
10. Tips for Managing Your Two-Wheeler Loan Smartly
Once your loan is approved, follow these tips to maintain a healthy repayment cycle:
- Set Up Auto-Pay to never miss an EMI.
- Choose a Comfortable Tenure that fits your income.
- Avoid Late Payments to keep your credit score strong.
- Prepay When Possible to save on interest.
- Track Your Loan Online for easy management.
These habits ensure a stress-free ownership experience and improve your creditworthiness for future loans.
11. Final Thoughts
The Honda Activa 6G continues to be India’s favorite scooter — combining reliability, mileage, and modern technology. With the Bajaj Finserv Bike Loan Calculator, you can make your buying journey smoother, plan your EMIs smartly, and own your dream scooter without financial strain.
Whether you’re upgrading your current ride or buying your first two-wheeler, using a bike loan calculator helps you stay informed and financially prepared. Pair it with Bajaj Finserv’s easy loan options, and you’ll be cruising on your Honda Activa 6G in no time.