If you are looking for a new credit card, you might be wondering if Capital One is right for you. In addition to being one of the largest credit card issuers, Capital One also has a number of great features. The cash back rewards are guaranteed and never expire, you can get 0% APR, and there’s no late fee. All of these features make the Capital One Quicksilver a great card to apply for.
Cash back rewards never expire
Capital One’s cash back rewards never expire and you can redeem them as check or statement credits at any time. You can also set up automatic redemption preferences for cash back at certain times of the year or when your account balance reaches a certain amount. Those are two options that may be a good fit for you.
The Capital One Quicksilver card offers a $200 bonus after you make your first $500 purchase. Although this bonus is one-time-only, it’s a great deal considering the fact that you won’t have to pay any annual fees. You’ll also get unlimited 1.5% Cash Back on every purchase, and there’s no limit on how many you can earn.
0% APR
If you’re looking for a credit card with 0% introductory APR, consider the Capital One Quicksilver credit card. This card has no annual fee and no foreign transaction fees. During the introductory 15-month period, the credit card offers no interest on purchases. After the introductory period, the card’s standard purchase APR starts to apply. The card also has a 3% cash advance fee and a $10 balance transfer fee.
This card’s low interest rate and 0% introductory period make it an attractive option for people who don’t spend a lot of money in one category. In addition, there’s no annual fee, and the rewards program is simple and easy to understand. The cash back rate is also low, at 1.5%.
No sign-up bonus
The Capital One Quicksilver Cash Rewards Credit Card is an excellent choice if you’re looking for a credit card that earns you rewards for all your purchases. This card comes with no annual fee and no rotating categories, so you can earn points on everything you buy. If you have bad credit, however, this card may not be the best choice for you.
This credit card requires excellent credit in order to be approved. That means you’ve never been late on a bill, never declared bankruptcy, and have a long credit history. It’s also important to note that Capital One pulls your credit report from all three credit bureaus, whereas most banks only pull from one. This means that your application with Capital One will affect your credit score more than your application with most other cards. That said, the effect is temporary and will not affect your score permanently.
No late fee
Capital One Quicksilver is a credit card that has no late fee and no foreign transaction fee. In addition, this card comes with World Elite Mastercard benefits. These include free upgrades in hotel rooms and early check-in. Additionally, you can get up to $1,500 in travel expenses reimbursed. Other benefits include extended warranty protection and concierge service.
Capital One Quicksilver also offers 1.5% cash-back on purchases. This cash-back never expires and can be redeemed through statement credits or a check. You can also set preferences for automatic redemption.
Offers security alerts
Capital One offers a variety of security features to protect your finances. The company offers security alerts that notify you when any suspicious activity is detected on your account. Security alerts can be sent to your smartphone or via email. Capital One has also launched a mobile app that allows you to monitor your account anywhere, making it easy to make transactions or see your balance. Another security feature is facial recognition, which lets you log in with your face to confirm your identity.
The Capital One Quicksilver credit card offers a great cashback rewards program and is the perfect way to start building credit. It also offers 24/7 customer support, no foreign transaction fees, and a 0% introductory APR offer for new purchases and balance transfers. The company also offers security features and security alerts to protect your identity, which are crucial for any type of credit card.
No fraud liability
The Capital One Quicksilver Secured Cash Rewards Credit Card offers $0 fraud liability and a free credit monitoring tool. You also don’t have to pay an annual fee, and you can earn unlimited 1.5% cash back on all purchases. You can also receive statements online and lock your account to prevent unauthorized use. Capital One also offers virtual card numbers, which make your credit card account more secure.
This credit card is good for those with average or fair credit. It is free to apply for, and has no foreign transaction fees. The bonus is that you might even qualify for a higher credit limit after six months. You’ll also get travel accident insurance and auto rental collision damage waiver. Plus, you can call their 24-hour roadside assistance if you need assistance with your car.
